Need a loan? Reach out to us at KALPAKA NIDHI LIMITED & get your loan cleared in less than 48 hours

A property (which is in your name) is a good way to get a loan at better interest rates in order to meet your immediate financial needs without selling off any assets you may own. You can retain your property, which under normal conditions would tend to appreciate in value over the years. Hence, mortgaging a property to raise funds is wise decision as it is one of the cheapest retail loans available with lower interest rates.

Features of Loan against Property

Loan amount

You can avail loan an amount up to Rs.2 Lakhs, depending on the value of your property, your income and other factors.

Loan Tenure

Pay your loan over a tenure spread out over a longer period of time, depending on your convenience. The tenure ranges up to 36 months.

Types of collateral accepted

You can avail a loan Against Property from Kalpaka by pledging the following as collateral:

• a) Self-Occupied Commercial or Residential Properties.
• b) Vacant Land and Plot which is easily approachable by roads.

Interest Rate

Our Interest rates are very competitive and the best in the industry. Please contact our branches or the Department based at our Head Office for the same.

Eligibility :

We offer the loan to individuals (members) only and it may be a Self Employed Professional, or a Self Employed Non Professional such as Shop keepers, bakers, traders, manufactures, merchants etc.