OUR SCHEMES
Savings Account
Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by KALPAKA NIDHI LIMITED members to save money and collect their savings.
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Fixed Deposit
A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by KALPAKA NIDHI LIMITED with the benefits of higher rate of interest than a Normal Saving Account.
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Recurring Deposit
Recurring Deposit is a special kind of Term Deposit offered by KALPAKA NIDHI LIMITED which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.
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Pigmy Deposit
Daily Deposit Scheme is a monetary deposit scheme introduced by KALPAKA NIDHI LIMITED to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.
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Monthly Interest Scheme
Monthly interest scheme is introduced by KALPAKA NIDHI LIMITED which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.
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