OUR SCHEMES
Savings Account
Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by KALPAKA NIDHI LIMITED members to save money and collect their savings.
Product Name | Minimum Balance | ROI(%) | Penalty(Rs) |
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Fixed Deposit
A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by KALPAKA NIDHI LIMITED with the benefits of higher rate of interest than a Normal Saving Account.
SNo. | Plan Type | Minimum Deposit | ROI(%) | Maturity Amount(Rs) |
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Recurring Deposit
Recurring Deposit is a special kind of Term Deposit offered by KALPAKA NIDHI LIMITED which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.
SNo. | Plan Type | Minimum Instalment | ROI(%) | Maturity Amount(Rs) |
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Pigmy Deposit
Daily Deposit Scheme is a monetary deposit scheme introduced by KALPAKA NIDHI LIMITED to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.
SNo. | Plan Type | Minimum Instalment | ROI(%) | Maturity Amount(Rs) |
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Monthly Interest Scheme
Monthly interest scheme is introduced by KALPAKA NIDHI LIMITED which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.
SNo. | Plan Type | Minimum Instalment | ROI(%) | Maturity Amount(Rs) |
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